Courses › The Downgrade: Leading When Your Credit Rating Is Cut

The Downgrade: Leading When Your Credit Rating Is Cut

For chief executives, chairs, CFOs and treasurers of companies that borrow in the markets or from banks. Find every trigger buried in your contracts, protect liquidity, work honestly with the rating agency, lenders and bondholders, and rebuild credit. Includes a live boardroom simulation.

  • Price₦255,000
  • DurationAbout 240 minutes
  • Access365 days
  • LevelBoardroom
  • You get9 lessons and a boardroom simulation
  • CertificateYes, anyone can verify it

Who it is for

Chief executives, chairs, CFOs, treasurers and general counsel of companies with rated or market-financed debt, and of infrastructure, energy and sovereign-linked businesses.

What you will learn

  • Understand how ratings work and why downgrades create cascades
  • Find every rating trigger across loans, bonds, derivatives and contracts
  • Protect liquidity with a rolling forecast and disciplined collateral management
  • Engage the rating agency honestly and with a credible plan
  • Manage lenders, bondholders and investors fairly and lawfully
  • Reassure customers, suppliers and counterparties without misleading them
  • Choose between asset sales, equity, restructuring and other hard options, and rebuild credit

Course outline

  1. Anatomy of a downgrade
  2. The first hours: command and the rationale
  3. Triggers and cliffs
  4. Liquidity and treasury under pressure
  5. The rating agency relationship
  6. Lenders, bondholders and investors
  7. Customers, suppliers and counterparties
  8. Hard decisions
  9. Rebuilding credit
  10. Boardroom simulation

What is included

  • 9 lessons On a live whiteboard, with an AI instructor who answers from the lesson and cites its source. Questions can go to faculty.
  • A virtual boardroom simulation Face AI board members in a fictional crisis. Scored against a clear rubric (pass mark 75), checked by a person when it is close, with an appeal.
  • A verifiable certificate A certificate of completion with a QR code, with a public page where anyone can check it is genuine. It is not a regulated or accredited qualification.

Level: Boardroom · About 240 minutes · Access for 365 days