# Capital Under Stress: Restructuring with Lenders, DFIs and Bondholders

> For leaders of African groups facing financial stress. Learn to map your capital structure, use the early window, build a credible plan, work three creditor…

- Provider: BrandsClass Executive Academy (a Brands Nexus Network Limited company)
- Format: online lessons, then a live virtual boardroom simulation with AI board members, scored against a published rubric
- Duration: about 240 minutes (9 lessons)
- Access: 365 days from the day you start
- Price: ₦250,000 (NGN)
- Certificate: a certificate that anyone can verify online. It is not a regulated or accredited qualification.
- Level: Boardroom
- Who it is for: Chief executives, finance chiefs, general counsel, chairs and directors of African groups with bank, bond or development-finance debt that may need restructuring.
- Page: https://brandsclass.com/courses/capital-under-stress-restructuring-with-lenders-dfis-and-bondholders/
- Last updated: 2026-10-23

## What you will learn

- Draw a checked creditor map: ranking, security, guarantees, cross-defaults, governing law and the maturity wall
- Spot the warning signs, measure your window and set triggers that start action before a payment is missed
- Build a credible restructuring story: sustainable debt, base and downside cases, an independent review and one data room
- Choose and control advisers, and manage conflicts through independent directors
- Work three tables: bank syndicates, development lenders and bondholder groups, treating all fairly
- Control disclosure, restricted periods and cleansing, and speak to staff, suppliers and press safely
- Recognise the duties and the lines near insolvency, keep protective records, and design a deal that lasts

## Lessons

1. Reading your own capital structure
2. The warning signs and the early window
3. Building the restructuring story and the numbers
4. The advisers you need and what they cost
5. Bank groups, development lenders and bondholders: three tables
6. Negotiating from a position of facts
7. Information, disclosure and the rules on what you may say
8. Directors’ duties near insolvency, and the lines you do not cross
9. Operating through it, and the deal that lasts

## How to enrol

Open https://brandsclass.com/courses/capital-under-stress-restructuring-with-lenders-dfis-and-bondholders/ to create a free account and buy a seat.